Pet Insurance 101

Serious illnesses may not be covered by Pet Insurance.

Hereditary conditions are often chronic illnesses that occur more commonly in specific breeds. Insurance typically protects from risk, but instead hereditary conditions are specifically excluded or partially excluded by some pet insurance companies. The hereditary conditions excluded are often not documented clearly in promotional materials or on the websites. The written policy document signed at the end of the decision process will list the specific hereditary conditions that are not covered. A good resource on specific breed risks can be found at Embrace Pet Insurance Dog Breed Library.

Solution: Always consider pet insurance companies that offer full hereditary coverage: PurinaCare, PetPlan, HealthyPaws, Embrace. Then talk to a knowledgeable Westgate Pet Clinic veterinarian. Your local family veterinarian is not associated with any insurance company and gets no direct or indirect benefit from any insurance company.

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